The Cofinex.io Visa Card is a prepaid card. Broadly speaking, prepaid cards are the same as debit cards. The difference is that debit cards are linked to your bank account, but prepaid cards need to be topped up. In our case, you can top up using bank account transfers, other credit/debit cards, or cryptocurrency.

You can top up your card using your Fiat Wallet, Crypto Wallet, or credit/debit card in the Cofinex.io App. Go to the ‘Card’ tab, tap ‘Top Up’, and select your preferred method.

You need to stake CNX tokens for a period of 210 days to apply for a Cofinex.io Visa Card. To do so, first sign up for a Cofinex.io App account and complete our KYC verification. Next, purchase CNX tokens and deposit them into your Crypto Wallet in the App. If you buy CNX directly in the App, then no action is required. The amount of CNX depends on the card tier you’re applying for. Finally, go to the ‘Card’ tab in the App, select your Visa Card, tap the ‘Stake CNX’ button, and follow the on-screen instructions. Now, all you need to do is wait for us to notify you when your card has shipped!

Information about fees and limits (i.e. free ATM withdrawals, interbank exchange rates, top-ups, etc.) can be found in the ‘Fees & Limits’ section under ‘Settings’ in the Cofinex.io App. Fees vary by card tier, so be sure you’re checking the correct one.

We have competitive exchange rates for both fiat and cryptocurrencies. The exact rates depend on your jurisdiction and card tier. We will provide all these details in the Cofinex.io Visa Card Terms and Conditions when you apply for your card.

All card rewards are paid in CNX and deposited into your Crypto Wallet in the Cofinex.io App. CNX Rewards are instantly reflected with each eligible transaction. Purchase rebates are reimbursed to the USD equivalent, and the rebate cap is reset on the first day of each month.